* {
  box-sizing: border-box;
}

body {
  margin: 0;
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: #1c1f24;
  background: #f7f5f2;
  line-height: 1.6;
}

a {
  color: #1b4d7a;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
  height: auto;
  object-fit: cover;
}

.top-nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 18px 6%;
  background: #ffffff;
  border-bottom: 1px solid #e1e4e8;
  flex-wrap: wrap;
  gap: 12px;
}

.brand {
  font-weight: 700;
  letter-spacing: 0.3px;
  font-size: 20px;
}

.nav-links {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
  font-size: 15px;
}

.ad-label {
  font-size: 13px;
  color: #5b6270;
}

.main {
  padding: 24px 6% 80px;
}

.split {
  display: flex;
  flex-wrap: wrap;
  gap: 32px;
  align-items: center;
  margin-bottom: 48px;
}

.split.reverse {
  flex-direction: row-reverse;
}

.split .text-col,
.split .media-col {
  flex: 1 1 320px;
}

.hero {
  padding: 32px 0 12px;
}

.hero h1 {
  font-size: 36px;
  line-height: 1.2;
  margin-bottom: 16px;
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 12px 18px;
  border-radius: 999px;
  background: #1b4d7a;
  color: #ffffff;
  font-weight: 600;
}

.btn.secondary {
  background: #e5e9f2;
  color: #1b4d7a;
}

.callout {
  background: #ffffff;
  border-left: 4px solid #1b4d7a;
  padding: 18px;
  border-radius: 12px;
}

.card-row {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
}

.card {
  flex: 1 1 240px;
  background: #ffffff;
  border-radius: 16px;
  padding: 18px;
  box-shadow: 0 12px 30px rgba(20, 25, 30, 0.08);
}

.card h3 {
  margin-top: 12px;
  margin-bottom: 8px;
}

.card .price {
  font-weight: 700;
  color: #1b4d7a;
}

.image-frame {
  background: #dfe3ea;
  border-radius: 16px;
  overflow: hidden;
}

.image-frame img {
  width: 100%;
}

.stacked {
  display: flex;
  flex-direction: column;
  gap: 16px;
}

.form-block {
  background: #ffffff;
  padding: 24px;
  border-radius: 16px;
  box-shadow: 0 14px 28px rgba(12, 20, 30, 0.1);
}

.form-block label {
  display: block;
  font-weight: 600;
  margin-top: 14px;
}

.form-block input,
.form-block select,
.form-block textarea {
  width: 100%;
  padding: 10px 12px;
  margin-top: 6px;
  border-radius: 10px;
  border: 1px solid #cfd5dd;
  font-size: 15px;
  background: #f9fafc;
}

.form-block button {
  width: 100%;
  margin-top: 18px;
  border: none;
  cursor: pointer;
}

.sticky-cta {
  position: fixed;
  right: 22px;
  bottom: 22px;
  padding: 12px 18px;
  background: #0f2f4f;
  color: #ffffff;
  border-radius: 999px;
  font-weight: 600;
  z-index: 10;
}

.footer {
  padding: 28px 6% 40px;
  background: #11161d;
  color: #d9dfe7;
}

.footer a {
  color: #d9dfe7;
}

.footer .footer-row {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  align-items: flex-start;
}

.legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  font-size: 14px;
}

.cookie-banner {
  position: fixed;
  left: 20px;
  right: 20px;
  bottom: 20px;
  background: #ffffff;
  border-radius: 14px;
  padding: 16px;
  box-shadow: 0 14px 30px rgba(15, 20, 30, 0.2);
  display: none;
  z-index: 11;
}

.cookie-actions {
  display: flex;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 12px;
}

.cookie-actions button {
  border: none;
  cursor: pointer;
  padding: 10px 16px;
  border-radius: 999px;
  font-weight: 600;
}

.cookie-actions .accept {
  background: #1b4d7a;
  color: #ffffff;
}

.cookie-actions .reject {
  background: #e5e9f2;
  color: #1b4d7a;
}

.disclaimer {
  margin-top: 18px;
  font-size: 13px;
  color: #b8c0cc;
}

@media (max-width: 720px) {
  .hero h1 {
    font-size: 28px;
  }
  .sticky-cta {
    right: 12px;
    bottom: 12px;
  }
}